Rates

(Effective as of: 1/1/2012)

This Rate Schedule states rates applicable to specified accounts and fees
common to all accounts. This schedule is incorporated as a part of your
account agreement with AIRCO FEDERAL CREDIT UNION.

Please call (818)244-6571 ext. 2208 to obtain current rate information.

Account Name	Rate Type	Minimum Opening Balance	Minimum To Earn Dividend	Dividend Rate	Annual Percentage Yield	Dividend Declaration date
REGULAR SHARE ACCOUNTS	Variable	$50	$50			01/01/2012
2,499				.15%	.150%
2,500 - 9,999				.25%	.250%
10,000 - 24,999				.30%	.300%
25,000 - 49,999				.30%	.300%
50,000 - 100,000				.30%	.300%
HOLIDAY ACCOUNTS	Variable	$50	$50	.30%	.300%	01/01/2012
IRA ACCOUNTS	Variable	$50	$50	.75%	.750%	01/01/2012
SHARE DRAFT ACCOUNTS	Variable	$25	$25	.15%	.150%	01/01/2012
SHARE CERTIFICATE 6 MONTH	Fixed	$500	$500	.35%	.350%	01/01/2012
SHARE CERTIFICATE 12MONTH	Fixed	$5000	$5000	.55%	.550%	01/01/2012
SHARE CERTIFICATE 12MONTH JUMBO	Fixed	$50000	$50000	.55%	.550%	01/01/2012
SHARE CERTIFICATE 2YR	Fixed	$5000	$5000	.80%	.800%	01/01/2012
SHARE CERTIFICATE 2YR JUMBO	Fixed	$50000	$50000	.80%	.800%	01/01/2012

Members' accounts are insured by the National Credit Union Administration up to $250,000.